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5BR in Katy $450k-500kin Cypress 2500sf+ Big YardNew construction in Bridgeland

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Curious what you’d pay monthly? Try our Mortgage Calculator →


How Buying Works With Us

Tell Us What You Need

Budget, timeline, must-haves — we start with a real conversation, not a form.

We Search Smarter

Access to live MLS listings plus our own local network of upcoming and off-market opportunities.

We Negotiate for You

Clear guidance on offers, inspections, and closing — no surprises.

Not sure where to start with financing? Run your own numbers below, explore down payment assistance programs you may qualify for, or reach out and we’ll introduce you to a trusted local lender for pre-approval.

Mortgage Calculator

See your estimated monthly payment update instantly as you adjust the numbers — no form, no email required. Save a few scenarios to compare side by side, like 30-year vs. 15-year or 10% down vs. 20%.

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Monthly dues paid to a homeowners association, if the property has one — check the listing or ask your agent for the exact amount.

Include Property Tax Estimate
Include Private Mortgage Insurance (PMI) Estimate


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Both are annual rates. Property tax varies by county and school district — check your local appraisal district for an exact rate. PMI typically applies only when down payment is below 20% and depends on credit score and loan type — check with your lender for a precise number.

Include Homeowners Insurance Estimate

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Varies by roof age, deductible, and coverage — commonly cited in the 1%–1.5% range annually for this area.

Estimated Monthly Payment
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Principal &
Interest

Principal & Interest
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Property Tax
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Homeowners Insurance
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PMI
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HOA
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Principal, Interest, Taxes, and Insurance are commonly grouped as PITI in the mortgage industry — HOA and PMI are additional costs some homes carry.

See the amortization schedule below, or save another scenario to compare side by side.

Compare Your Scenarios

Adjust the numbers above and save another scenario to compare side by side.

Amortization Schedule

Year Principal Paid Interest Paid Total Paid Remaining Balance